HSBC eCreditTM. Fast online funding for small businesses.

At HSBC, we can help your business secure financial support without wasting precious time and resources. Using HSBC eCreditTM, you can apply and receive a decision for financing swiftly, conveniently and securely online1.


Get the financing you need swiftly. Apply in as little as 5 minutes and get a decision in as little as seconds.


Don’t lose focus on running your day-to-day business. eCreditTM is convenient and easy to use from your desktop or mobile device.


Things can go wrong and opportunity can move fast. You can count on eCreditTM when you need funds promptly for your business.

Important information about eCreditTM

Frequently asked questions

Multiple ways to contact us


1 The Line of Credit and Chequing account are subject to approval. The Line of Credit is also subject to credit review and ongoing monitoring.

2 To be eligible for HSBC Small Business Banking, your business must be a sole proprietorship, partnership or corporation domiciled in Canada and generate an annual gross revenue below $5 million CAD. Other requirements may apply.

3 The interest rate you pay on your Line of Credit will vary with the HSBC Prime rate. HSBC Prime rate means the annual rate of interest HSBC Bank Canada announces from time to time as a reference rate for determining interest rates on Canadian dollar retail loans in Canada. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC Bank Canada branch. Standard monthly fee and application fee will be applied on the Line of Credit.

™HSBC eCredit is a registered trademark of HSBC Holdings plc, used under license by HSBC Bank Canada.