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Helping you design the small business of your dreams.

Apply online for funding quickly and easily with HSBC eCreditTM.

Keep your business moving with flexibility to access funding online1 swiftly and conveniently from your desktop or mobile device.

  • Enjoy up to a $250,000 limit.


Less wait for your lending needs. Apply online in as little as 10 minutes and get a decision quickly.


Don’t lose focus on running your day-to-day business. Apply online from your desktop or mobile device.


Things can go wrong and opportunity can move fast. You can count on HSBC when you need funds promptly for your business.

Important information about eCreditTM

Multiple ways to contact us

Frequently asked questions

More reasons to bank with us


The best way to keep your business operating efficiently is to pick the right small business banking solutions. Explore and choose from a range of chequing and savings accounts that we have for you.


Apply and get a decision quickly to receive funding with HSBC eCreditTM. Whether you’re looking to manage expenses or grow your business, we have a number of credit and lending tools you can tap into.


Support to manage your business cash flow. HSBC helps you accept various payment choices so you can easily receive funds from customers and make payments to vendors, all while tracking your transactions.

*Bonus available for new HSBC Small Business Customers. Other terms and conditions apply. Issued by HSBC Bank Canada.

1 The Line of Credit and Chequing account are subject to approval. The Line of Credit is also subject to credit review and ongoing monitoring.

2 Loan applications cannot be made online, it must be in person or at a branch. However, Lines of Credit application are available online for a maximum of $120,000.

3 To be eligible for HSBC Small Business Banking, your business must be a sole proprietorship, partnership or corporation domiciled in Canada and generate an annual gross revenue below $5 million CAD. Other requirements may apply.

4 The interest rate you pay on your Line of Credit will vary with the HSBC Prime rate. HSBC Prime rate means the annual rate of interest HSBC Bank Canada announces from time to time as a reference rate for determining interest rates on Canadian dollar retail loans in Canada. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC Bank Canada branch. Standard monthly fee and application fee will be applied on the Line of Credit.

TM HSBC eCredit is a registered trademark of HSBC Holdings plc, used under license by HSBC Bank Canada.

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