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New to Canada Mortgage

The perfect home is waiting for you.


We know all about moving from one country to another. Our network extends around the world and we help families relocate every day.

An HSBC Mortgage Specialist can help you understand the process, gather the right information and take the right steps to starting your adventure in Canada.


  • Keep the credit history you have worked so hard to establish, and make your transition to Canada easier.
  • HSBC Bank Canada has a variety of accounts to help you and your family.
  • Set up your Canadian finances before you move or after you arrive.

Solutions for Expats

HSBC Bank Canada has a wide range of services for expats with an international lifestyle.

Connect with an HSBC Mortgage Specialist today to take your first steps.

Five year variable** closed

2.05%  (2.08% APR)*

Five year fixed closed

2.29%  (2.32% APR)*

How to apply

Start pre-approval application

Need to talk?

Call: 1-866-609-4722

Lines are open Mon-Fri from 6am-6pm PT

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Find the option that works for you with HSBC's mortgage calculators.


Find the option that works for you with HSBC's mortgage calculators.


Make your transition to Canada as smooth as possible. 

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* The annual percentage rate (APR) is based on a $200,000 mortgage for the applicable term assuming a property valuation fee of $300. APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and some non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same. Applications are subject to credit review and approval. This rate is only available for Residential (Conventional) and Equity Power Mortgages, a higher interest rate may apply in circumstances, but not limited to the following: the property is not owner-occupied, the amortization is greater than 25 years, and the debt service ratios exceed HSBC’s standard lending guidelines.

** The variable rate is equal to HSBC Prime Rate -0.40%. The rate will change as HSBC's Prime Rate changes.  Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch. Mortgage Rates above are applicable to First Mortgages only. Some restrictions apply.

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