Secure a little peace and joy this season.

No matter how you celebrate, a guaranteed rate of up to 2.15% per annum can give you peace of mind.

Get special rates on 120-Day and 1 Year Non-redeemable GICs, and Fixed Rate Redeemable Term Deposits for RRSP, RRIF and TFSA. These are limited time offers available from November 1, 2019 to December 31, 2019.

  • 2.00% per annum on a 120-Day GIC and Term Deposit 
  • 2.15% per annum on a 1 Year GIC and Term Deposit

Terms and Conditions Apply. For full details, read the Terms and Conditions below:

Ready to get started?

If you don’t already have access, you can register for Online Banking here.

 

If you’re new to HSBC, please visit your nearest HSBC Branch

Receive special rates on 120-Day and 1 Year Non-redeemable GICs, and Fixed Rate Redeemable Term Deposits for RRSP, RRIF and TFSA.

For 120-Day and 1 Year eGICs, receive these special rates:
Product Term Deposit Amount (CAD) Rate1

Non-redeemable eGIC (Simple Interest)

120-Day

$5,000.00 - $99,999.99

2.00%

Non-redeemable eGIC (Simple Interest)

1 Year

$1,000.00 - $99,999.99 2.15%
For 120-Day and 1 Year eGICs, receive these special rates:
Product

Non-redeemable eGIC (Simple Interest)

Term 120-Day

Deposit Amount (CAD)

$5,000.00 - $99,999.99

Rate1 2.00%
Product

Non-redeemable eGIC (Simple Interest)

Term

1 Year

Deposit Amount (CAD) $1,000.00 - $99,999.99
Rate1 2.15%

1All rates are per annum and subject to change without notice.

Deposit must be made through HSBC Online banking. 

Open a new GIC:

If you don’t already have access, you can register for Online Banking here.

 

Or Call us at 1-888-310-HSBC (4722)

 

If you’re new to HSBC, please visit your nearest HSBC Branch

Offer Details:

  • The deposit must be made and the confirmation for the 120-Day or 1 Year Non-redeemable eGIC (simple interest option) must be issued during the period from November 1, 2019 to and including December 31, 2019. 
  • The 120-Day and 1 Year Non-redeemable eGIC must be in Canadian currency. 
  • The amount deposited in a 120-Day eGIC must be between $5,000.00 CAD and $99,999.99 CAD. The amount deposited in a 1-Year Non-redeemable eGIC must be between $1,000.00 CAD and $99,999.99 CAD. The aggregate daily Online banking transfer limit of $250,000.00 in Canadian dollars or foreign currency equivalent applies to the accounts held under the same customer account number (the first 9 digits of a Chequing or Savings account number). 
  • The deposit must be made by an individual, either alone or jointly with other individuals. 
  • The 120-Day and 1 Year Non-redeemable eGIC cannot be held in any registered plan such as RRSP, RRIF or TFSA. 
  • Interest is calculated daily, not compounded and is paid on maturity. 
  • There is no limit on the number of eGICs obtained under this offer per customer. 
  • Redemption or withdrawal of all or a portion of the 120-Day or 1 Year Non-redeemable eGIC prior to the end of the 120 day or 1 year term is not allowed. If we permit you to withdraw prior to the end of the term, we will not pay you any interest on the withdrawn amount.

 

 

*Offer expires December 31, 2019. Interest Rate is per annum. Interest is calculated daily and is paid at maturity. Minimum deposit amounts apply. Terms and Conditions apply.