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Get a great loan rate

For a limited time, get a 4.79%* fixed rate on a 1-year or a 5.19%* fixed rate on a 2-year small business loan.

Get access to funds when you need it

No matter what drives your business, HSBC is dedicated to helping it reach its full potential. 

Line of Credit Facility

Best for when you are looking to smooth out your business cash flow cycle. If you're looking for funding of up to $250,000 you can apply online via HSBC eCredit. For funds over $250,000 please speak to one of our Business Relationship Managers in branch or over the phone.


Need to make a major capital expenditure (such as real estate or equipment purchase or renovations)? A small business loan is best suited for one-time large expenses to reduce or eliminate the large decrease in cash flow to pay out of our business revenue.

Fast online banking for small businesses

It’s easy to secure financial support for your business without wasting time or resources. Simply apply with the HSBC eCredit online tool and receive a decision swiftly, conveniently and securely.


Get the financing you need swiftly. Apply in as little as 10 minutes and get a decision quickly.


Don’t lose focus on running your day-to-day business. eCredit is convenient and easy to use from your desktop or mobile device.


Things can go wrong and opportunity can move fast. You can count on eCredit when you need funds promptly for your business.

Multiple ways to get you started

Need to talk to us?

Book an appointment

Call 1-877-955-HSBC (4722)

More reasons to bank with us


The best way to keep your business operating efficiently is to pick the right small business banking solutions. Explore and choose from a range of chequing and savings accounts that we have for you.


Support to manage your business cash flow. HSBC helps you accept various payment choices so you can easily receive funds from customers & make payments to vendors, all while tracking your transactions.


As a business credit card designed for small businesses, the HSBC BusinessVantage® Mastercard® has features tailored to suit your business needs.

*Terms and conditions apply. Offer expires September 12, 2020. Some HSBC customers might be pre-approved for a different rate

1To be eligible for HSBC Small Business Banking, your business must be a sole proprietorship, partnership or corporation domiciled in Canada and generate an annual gross revenue below $5 million CAD. Other requirements may apply.

2The interest rate you pay on your Line of Credit will vary with the HSBC Prime rate. HSBC Prime rate means the annual rate of interest HSBC Bank Canada announces from time to time as a reference rate for determining interest rates on Canadian dollar retail loans in Canada. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC Bank Canada branch. Standard monthly fee and application fee will be applied on the Line of Credit.

3 Both the loan and the chequing account are subject to approval and credit review.

™HSBC eCredit is a registered trademark of HSBC Holdings plc, used under license by HSBC Bank Canada.

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