Get the rewards and benefits you've earned, with a credit card that suits your global lifestyle.

With the HSBC World Elite® Mastercard® you earn 3%1 in travel rewards on all eligible travel purchases2 (6 Points per $1) and earn 1.5% in travel rewards on all other eligible purchases3 (3 Points per $1).

Enjoy maximum flexibility and redeem4 your Points on your terms for:

  • Travel rewards – Enjoy the flexibility of booking your airline tickets, vacation packages, car rentals, hotels, cruises, rail tickets, and tours on your HSBC World Elite Mastercard and redeem Points for a statement credit towards these eligible travel purchases.
  • Gift cards and merchandise – Select from over 100 exciting gift card and merchandise options. From restaurants to clothing, you are bound to find the right one for you.
  • Financial rewards – Pay down your HSBC residential mortgage, add to your HSBC personal savings account, or reduce your credit card balance.
  • Rewards for miles – Convert your Points into frequent flyer miles for great travel and lifestyle rewards.

Please visit our HSBC rewards website rewards.hsbc.ca for more information.

1 Earn 6 Points on every $1 of eligible travel purchases, up to a maximum of $50,000 in eligible travel purchases charged to your HSBC World Elite Mastercard in a calendar year. After reaching $50,000 in eligible travel purchases, you will earn 3 Points on every $1 of eligible travel purchases. Refer to the HSBC World Elite Rewards Terms and Conditions for complete details. Points earned on eligible travel purchases can be redeemed for rewards valued at up to 3% of the amount spent to earn them, and Points earned on all other eligible purchases can be redeemed for rewards valued at up to 1.5% of the amount spent to earn them. For example, $5,000 in eligible travel purchases earns you 30,000 Points, which can be redeemed for travel rewards valued at $150. Other rewards that require 30,000 Points for redemption may be valued at less than $150. Redemption offers may change from time to time.
 

2 Eligible travel purchases mean eligible purchases made from merchants that are classified in the Mastercard network as airlines, car rental agencies, hotels, cruise lines, passenger railways, tour operators, timeshares and travel agencies. Some merchants may sell travel services but are classified in another manner, therefore, purchases from such merchants are not considered to be eligible travel purchases.
 

3 Eligible purchases means the amount of purchases of goods and services that are charged to your Account except for quasi-cash transactions (which include purchases of wire transfers, travellers cheques, foreign currency, money orders, payment of an existing debt, bets, lottery tickets and gaming chips) less any credits for returns, rebates or adjustments. Cash advances (including balance transfers and cheques), optional services, interest charges or fees do not qualify as eligible purchases.
 

4 All rewards offered are subject to the current Terms and Conditions of the HSBC World Elite Rewards Program. There are a minimum number of Points required for redemption, which vary by reward. Some restrictions apply. For information on redeeming Points, visit rewards.hsbc.ca. Redemption offers may change from time to time.
 

5 Earn 6 Points on every $1 of eligible travel purchases, up to a maximum of $50,000 in eligible travel purchases charged to your HSBC Premier World Elite Mastercard in a calendar year. After reaching $50,000 in eligible travel purchases, you will earn 3 Points on every $1 of eligible travel purchases. Refer to the HSBC Premier World Elite Program Terms and Conditions for complete details. Points earned on eligible travel purchases can be redeemed for rewards valued at up to 3% of the amount spent to earn them, and Points earned on all other eligible purchases can be redeemed for rewards valued at up to 1.5% of the amount spent to earn them. For example, $5,000 in eligible travel purchases earns you 30,000 Points, which can be redeemed for travel rewards valued at $150. Other rewards that require 30,000 Points for redemption may be valued at less than $150. Redemption offers may change from time to time.
 

6 All rewards offered are subject to the current Terms and Conditions of the HSBC Premier World Elite Rewards Program. There are a minimum number of Points required for redemption, which vary by reward. Some restrictions apply. For information on redeeming Points, visit rewards.hsbc.ca. Redemption offers may change from time to time.
 

7 Customers enrolled in the HSBC Premier Rewards Program earn Rewards Points for most purchases charged to your HSBC Premier Mastercard account, less credits for returns, refunds and adjustments. No Rewards Points are earned on quasi-cash transactions, cash advances (which includes balance transfers), optional services, interest charges or fees. Terms, conditions and eligible purchases may change without notice. Refer to the HSBC Premier Rewards Program Terms & Conditions for details.
 

8 Customers enrolled in the HSBC Cash Back Rewards Program earn rebate for most purchases charged to your HSBC Premier Mastercard account, less credits for returns, refunds and adjustments. No rebate is earned on quasi-cash transactions, cash advances (which includes balance transfers), optional services, interest charges or fees. Terms, conditions and eligible purchases may change without notice. Refer to the HSBC Cash Back Rewards Program Terms & Conditions for details.
 

9 All rewards offered are subject to the current Terms and Conditions of the HSBC Premier Rewards Program. There are a minimum number of Points required for redemption, which vary by reward. Some restrictions apply. For information on redeeming Points, visit rewards.hsbc.ca. Redemption offers may change from time to time.
 

10 Points or Cash Back rebate means each earn rate for Points or Cash Back rebate applicable to a Card that participates in the HSBC Rewards Program, including: i) for Annual Spend of up to and including $10,000, the base earn rate of 1 Point / 1% rebate for every $1.00 in eligible purchases, ii) for Annual Spend above $10,000, the accelerated earn rate of 1.25 Points / 1.25% rebate for every $1.00 in eligible purchases, iii) any special bonus Points or rebate offer that we may offer and for which you are qualified.
 

11 All rewards offered are subject to the current Terms and Conditions of the HSBC Advance Rewards Program. There are a minimum number of Points required for redemption, which vary by reward. Some restrictions apply. For information on redeeming Points, visit rewards.hsbc.ca. Redemption offers may change from time to time.
 

12 Customers enrolled in the HSBC Personal Rewards Program earn Points for most purchases charged to your HSBC Mastercard account, less credits for returns, refunds and adjustments. No Points are earned on quasi-cash transactions, cash advances (which includes balance transfers), optional services, interest charges or fees. Terms, conditions and eligible purchases may change without notice. Refer to the HSBC Personal Rewards Program Terms & Conditions for details.
 

13 Customers enrolled in the HSBC Personal Cash Back Rewards Program earn rebate for most purchases charged to your HSBC Mastercard account, less credits for returns, refunds and adjustments. No rebate is earned on quasi-cash transaction, cash advances (which includes balance transfers), optional services, interest charges or fees. Terms, conditions and eligible purchases may change without notice. Refer to the HSBC Cash Back Rewards Program Terms and Conditions for details.
 

14 All rewards offered are subject to the current Terms and Conditions of the HSBC Personal Rewards Program. There are a minimum number of Points required for redemption, which vary by reward. Some restrictions apply. For information on redeeming Points, visit rewards.hsbc.ca. Redemption offers may change from time to time.
 

15 Applies only to eligible purchases (less returns) made in foreign currency (and not purchases converted to Canadian currency at the point of sale). Foreign currency transactions are billed to you in Canadian currency. When the transaction is posted to your Account, in addition to the exchange rate, you will be charged an additional conversion rate for each foreign currency transaction as set out in the Cardholder Agreement and disclosures. Current rates and fees are also available at hsbc.ca

16Gas, grocery and drug store purchases are eligible purchases (less returns) made in Canadian currency with your HSBC Premier World Mastercard card at merchants that are classified in the Mastercard network as grocery stores, service stations/automated gas dispensers or drugstores. Some merchants may sell gas, grocery or drugstore products/services or are separate merchants located on gas, grocery or drugstore premises but they are classified in the Mastercard network in another manner. Purchases from such merchants will be considered eligible purchases, but not eligible gas, grocery and drug store purchases, for purposes of the accumulation of Points or Cash Back rebate, as applicable. Refer to the HSBC Premier World Rewards Program Terms and Conditions and the HSBC Premier World Cash Back Rewards Program Terms and Conditions, each of which may change.
 

17 Customers enrolled in the HSBC Personal Rewards Program or HSBC Gold Rewards Program earn Points for most purchases charged to your HSBC Mastercard account, less credits for returns, refunds and adjustments. No Points are earned on quasi-cash transactions, cash advances (which includes balance transfers), optional services, interest charges or fees. Terms, conditions and eligible purchases may change without notice. Refer to the HSBC Personal Rewards Program Terms & Conditions or the HSBC Gold Rewards Program Terms & Conditions for details.
 

18 Customers enrolled in the HSBC Personal Cash Back Rewards Program or the HSBC Gold Cash Back Rewards Program earn rebate for most purchases charged to your HSBC Mastercard account, less credits for returns, refunds and adjustments. No rebate is earned on quasi-cash transaction, cash advances (which includes balance transfers), optional services, interest charges or fees. Terms, conditions and eligible purchases may change without notice. Refer to the HSBC Cash Back Rewards Program Terms and Conditions for details.


19 Earn 2 Points on every $1 of eligible dining and entertainment purchases. Refer to the HSBC Plus Rewards Program Terms and Conditions for complete details. Points earned on eligible dining and entertainment can be redeemed for rewards valued at up to 1% of the amount spent to earn them, and Points earned on all other eligible purchases can be redeemed for rewards valued at up to 0.5% of the amount spent to earn them. For example, $5,000 in eligible dining and entertainment purchases earns you 10,000 Points, which can be redeemed for travel rewards valued at $50. Other rewards that require 10,000 Points for redemption may be valued at less than $50. Redemption offers may change from time to time.


20 Eligible purchases means purchases of goods and services that are charged to your Account, except for quasi-cash transactions (which include purchases of wire transfers, travelers cheques, foreign currency, money orders, payments of existing debts, bets, lottery tickets and gaming chips), less any credits for returns, rebates or adjustments. Cash advances (including balance transfers and cheques), optional services and interest charges or fees do not qualify as eligible purchases. See the HSBC +Rewards™ Mastercard® Cardholder Manual for further details.


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TM HSBC +Rewards is a trademark of HSBC Group Management Services Limited. Used pursuant to license.