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Earn up to $1,000* when you switch over to us

Open up a world of possibilities

Receive up to $500* Welcome Bonus, when you start a banking relationship with us by November 30, 2020. You can also earn another $500* in cash back & rewards with additional offers.

Earn up to a $500 Welcome Bonus* in 3 easy steps:

  • Step 1
    Open an eligible HSBC Chequing account1
  • Step 2
    Make a minimum deposit2++ within 30 days
  • Step 3
    Register for Online banking2++, within 30 days

Choose the bank account for you

HSBC Premier Debit card

HSBC Premier Chequing Account

Welcome Bonus: $500*

Limited Period Offer. 

 

Our most popular everyday banking account with preferential services for you and your family.


Account Features

 

  • No Monthly Fees for 6 months1.
  • Dedicated Premier Relationship Manager for all your financial needs. 
  • Preferred rates across a variety of savings, investment, loans and line of credit. 
  • Open a free Premier account in 29 markets, subject to qualifications, status and local country laws and regulations. 
  • Free emergency cash withdrawal internationally6
  • Unlimited ATM-Withdrawal-fee rebates from other bank ATMs in Canada8.
HSBC Advance Debit card

HSBC Advance Chequing Account

Welcome Bonus: $300*

Limited Period Offer. 

 

A flexible, all-inclusive chequing account that allows you to bank on your terms. 

 

Account Features

 

  • No monthly fees1 for first 6 months and later when you deposit $5,000 minimum balance into any product of your choice, from chequing & savings to RRSPs and TFSAs. 
  • Unlimited account transactions including Free INTERAC e-Transfers®. 
  • Free ATM withdrawals from HSBC ATMS or EXCHANGE® Network ATMs (over 3,500 locations across Canada). 
  • 5 monthly ATM-Withdrawal-fee rebates from other bank ATMs in Canada9.
HSBC Debit card

HSBC Student Chequing Account

Welcome Bonus: $100*

Limited Period Offer. 

 

An unlimited chequing account designed for today’s student.

 

 

Account Features

 

  • No monthly chequing fees for up to 5 years1.
  • No monthly minimum balance.
  • Overdraft10 protection. 
  • Access to a low annual fee credit card4
  • Unlimited account transactions including Free INTERAC e-Transfers®. 
  • Free ATM withdrawals from HSBC ATMS or EXCHANGE® Network ATMs (over 3,500 locations across Canada).
HSBC Debit card

HSBC Youth Savings Account

Welcome Bonus: $100*

Limited Period Offer. 

 

Help children develop good saving habits early in life with their own bank account.

 

Account Features

 

  • Earn daily interest from the first dollar, paid monthly.
  • No transaction fees.
  • Unlimited withdrawals & debits.
  • Free INTERAC e-Transfers®.

Unlock extra cash back & rewards of up to $500*, when you complete any of the following with your new HSBC bank account:

  • $50
    Make two bill payments through Online banking or Mobile Banking within 3 months
  • $50
    Set up at least two separate recurring pre-authorized transactions within 3 months
  • Up to $149
    Receive a full annual fee rebate4 for the first year up to $149 on select HSBC credit cards, acquired within 3 months of the eligible account opening.
  • $100
    Set up recurring payroll within 6 months
  • $50
    Open a non-registered HSBC Investment Funds3 account and set up a pre-authorized contribution plan within 6 months
  • $50
    Send two International Foreign Exchange wire transfers within 6 months
  • $51
    Visit your preferred branch and open a safety deposit box5 within 6 months

For full offer details, please read the Terms and Conditions.

Other ways to get started

Need to talk to us? 

Call 1-877-829-HSBC (4722)

Come visit us

Find a branch near you

Why HSBC?

$0 Monthly Banking Fees1

 

Pay no monthly banking fees1, upon meeting the eligibility criteria, and get unlimited day-to-day banking.

Easy International Access

 

Send money globally with $0 wire transfer fees7. Easily view & transfer money online between your personal HSBC accounts in over 30 countries7.

Simple and Secure Online Banking

View online statements, pay bills securely, manage cheques online, set up account alerts, invest in RRSPs online and much more.

Overdraft Protection10

 

Get coverage for occasional shortfalls in your HSBC Chequing account10 to fulfill your financial commitments up to your approved overdraft limit.

Issued by HSBC Canada and HSBC Investment Funds (Canada) Inc.

* Terms and conditions apply. Offer valid from May 1, 2020 until November 30, 2020.

++ Steps 2 and 3 must be completed within 30 days of account opening and funds must be deposited and maintained as total relationship balance for a minimum of three months to receive the welcome bonus.

1 Eligibility requirements apply. This offer applies to successful applications received during the campaign period. HSBC Premier requires you to have an active HSBC Premier chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $100,000 or greater, or hold a personal HSBC Bank Canada residential mortgage with original amount of $500,000 or greater, or have income deposits of $6,500 within a calendar month plus confirmation of $100,000 or more in assets under management in Canada. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above six months after account opening. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.

HSBC Advance requires you to have an active HSBC Advance chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $5,000 or hold personal HSBC Bank Canada residential mortgage balances of $150,000 or greater. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above six months after account opening. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.

To be eligible for the Student Chequing or Youth Savings Welcome Offer, you and any individual holding the Student Chequing or Youth Savings Account with you must open a Student Chequing or Youth Savings Account in the Offer Period, which must be in good standing for the Student Chequing or Youth Savings Welcome Offer to be paid; deposit a minimum of $1,000 CAD in Total Relationship Balance with HSBC within thirty (30) calendar days of Student Chequing or Youth Savings account opening and hold it for a period of three (3) calendar months. For full details regarding fees which may apply to HSBC Student Chequing Account or HSBC Youth Savings Account, please refer to the Personal Service Charges / Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca/servicecharge.

2 The minimum deposit and the HSBC Online banking registration must be completed within 30 days of Chequing account opening. The minimum deposit required will vary according to the opened HSBC Chequing Account: (i) HSBC Premier Chequing Account, minimum deposit required is $25,000 CAD; (ii) HSBC Advance Chequing Account, minimum deposit required is $5,000 CAD and; (iii) HSBC Student Chequing Account or HSBC Youth Savings Account, the minimum deposit required is $1,000 CAD.

To be eligible for the welcome bonus, you and any individual holding the opened HSBC Chequing Account with you must not have held, prior to the start of the offer period, an account or other product with HSBC. The welcome bonus will vary according to the opened HSBC Chequing Account: HSBC Premier Chequing Account, welcome bonus is $500; (ii) HSBC Advance Chequing Account, welcome bonus is $300 and; (iii) HSBC Student Chequing Account or Youth Savings Account, welcome bonus is $100.

The funds used to make a deposit in the account to meet the Total Relationship Balance condition must be new to HSBC, and come from a source other than any sole or joint account held with HSBC, including deposit accounts (such as Chequing, Savings, Term Deposit and Registered accounts) or investment accounts (such as mutual funds, World Selection Portfolio, Portfolio Investment Management accounts and InvestDirect balances).

3 Issued by HSBC Investment Funds (Canada) Inc. (“HIFC”). Please read the complete terms and conditions of this offer before investing. HSBC Investment Funds (Canada) Inc. (“HIFC”) is a direct subsidiary of HSBC Global Asset Management (Canada) Limited (“AMCA”) and an indirect subsidiary of HSBC Bank Canada, and provides its services in all provinces of Canada except Prince Edward Island. AMCA is a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada.

AMCA is the manager and primary investment advisor for the HSBC Mutual Funds. HIFC is the principal distributor of the HSBC Mutual Funds and offers the HSBC Pooled Funds through the HSBC World Selection Portfolio service. HSBC Mutual Funds are also distributed through authorized dealers. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus and Fund Facts before investing. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other deposit insurer. The net asset values of all mutual funds, including the HSBC Mutual Funds, change frequently and any past performance may not be repeated. For money market funds, there can be no assurances that such funds will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. All products and services of HIFC and AMCA are only available for sale to residents of Canada, unless the laws of a foreign jurisdiction permit sales to its residents. Please contact your HSBC Mutual Fund Advisor for more details. The contents of this site should not be considered an offer to sell or a solicitation to buy products or services to any person in a jurisdiction where such offer or solicitation is considered unlawful.

HSBC Wealth CompassTM is a trade-mark of HSBC Group Management Services Limited used under license by HIFC.

HSBC Mastercard is subject to standard HSBC credit review and approval. HSBC Advance Mastercard®is available to HSBC Advance customers. HSBC Premier Mastercard® is available to HSBC Premier customers. HSBC Premier World Elite® Mastercard® is available to HSBC Premier customers with a minimum annual gross personal income of $80,000 or a minimum annual gross household income of $150,000 or a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada).

This offer is only available to residents of Canada other than the province of Quebec. This offer applies to approved new and upgraded HSBC Premier World Elite Mastercard® accounts, HSBC World Elite Mastercard® accounts and HSBC +Rewards Mastercard® accounts for which an application is received between May 1, 2020 to November 30, 2020. We will issue a one-time rebate equal to the annual fee charged to your HSBC Premier World Elite Mastercard® account for the Primary Cardholder in the first year less any other rebate of the annual fee you receive. This rebate will appear as a credit against the annual fee within two statement periods of account opening or upgrade. Your HSBC Premier World Elite Mastercard®, HSBC World Elite Mastercard® account and HSBC +Rewards Mastercard® account must be open and in good standing at the time the rebate is applied. This offer is not transferable and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. This offer is only valid for the first year.

5 You must open an HSBC safety deposit box at any HSBC branch in Canada where the service is offered within six (6) months of opening your Eligible Account; and pay the required safety deposit box fees prorated for current year and in full for the next year from your eligible account.

6 Proper identification and/or additional verification is required for emergency card replacement and emergency encashment. Emergency cash received will be deducted from the HSBC account specified by the client during the request. Some countries may have additional requirements and restrictions.

7 Global View and Global Transfers are not available in all countries and territories where HSBC Advance is offered. Certain services offered by members of HSBC in Canada may be restricted or unavailable if you move to another jurisdiction or are in another jurisdiction due to the local laws of that jurisdiction. HSBC Group may, however, be able to provide similar services through its members in that jurisdiction. A full list of available countries and a demo can be viewed online.

Send money globally with $0 wire transfer fees for foreign exchanges transfers less than $10,000. Regular account transaction fees may apply per transaction depending on your account package.

8 Debit card fees for withdrawals at Canadian ATMs – No HSBC Bank Canada charge, unlimited number of rebates ($2.00 each) on surcharges you pay at other banks. Debit card fees for withdrawals at Canadian ATMs – No HSBC Bank Canada charge. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.

9 Debit card fees for withdrawals at Canadian ATMs – No HSBC Bank Canada charge. Five rebates ($2.00 each) per customer on surcharges you pay at other banks per month. Debit card fees for withdrawals at Canadian ATMs – $5.00. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.

10 In addition to the Overdraft fees which are set out in the Credit Agreement - Line of Credit or Overdraft, HSBC Chequing account service charges apply. Details of applicable service charges can be found in the Personal Service Charges/Statement of Disclosure. Terms and conditions of the Credit Agreement – Line of Credit or Overdraft and Personal Banking Agreement apply. HSBC Overdraft Protection is subject to standard credit approval.

TM World Elite and Mastercard are registered trademarks are trademarks of Mastercard International Incorporated. Used pursuant to license.

TM HSBC +Rewards is a trademark of HSBC Group Management Services Limited. Used pursuant to license.

®Trade-mark of Interac Inc. Used under license

® THE EXCHANGE and Accel logos are registered trademarks of Fiserv, Inc., licensed for use in Canada by FICANEX Services Limited Partnership

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